Business For Self
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We specialize in mortgage solutions for business owners and self-employed professionals across Canada. With flexible income verification and access to alternative lenders, we help you qualify based on the full picture of your finances not just a traditional pay stub.
A key option for self-employed borrowers is a stated income mortgage. Instead of relying solely on T4s or salary records, lenders can evaluate bank statements, business performance, and overall financial health. This approach works for a wide variety of business owners including freelancers, consultants, small business operators, franchise owners, and independent professionals whose taxable income may not fully reflect their true earnings.
Stated income programs can also consider revenue trends, cash flow, industry stability, and business assets, providing a flexible path to mortgage approval while still maintaining responsible lending standards.